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Buy Now Pay Later
TREK Financing / powered by Citizens Pay
Walk In & Ride Out With Your Dream Bike

Saddle up with Trek Financing and rollout with the gear you need now. Low rates available. See below for terms and conditions

Increase Your Buying Power
  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR Promo period with 24 and 36  month payment plans*
  • Credit limits that fit your needs

Get Started
Cardholder Benefits & Perks
  • Manage your account online or on-the-go
  • No Annual Fee**
  • Accepted at 1,000+ trek retailers nationwide

 Access Your Account Online

Promotional APR: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. 0% APR - 9.99% APR from the date an eligible purchase is posted to your account until paid in full, based on term length. Minimum purchase for first transaction: $499. Equipment purchase must be included in first transaction. Minimum subsequent purchase: $99. Monthly payment and total finance charges are estimates, do not include taxes, and may vary from the actual minimum payment due and interest charges that will be shown on your Citizens Pay Line of Credit statement. Limited time offer. Standard Purchase APR is 29.99% for non-promotional purchases. Subject to credit approval. Other transactions affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Account must be in good standing.  Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.